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Back to School Promotion

Help us stuff a backpack and provide school supplies to children in our community!* Apply for an  Itasca Bank & Trust Co. personal credit card between June 1 - July 15, 2022 and one backpack full of school supplies will be donated.

Plus, you can get 0% APR for purchases and balance transfers for the first 12 months1 to help cover that last summer vacation or back to school supplies! After that, a variable APR, currently 9.24% - 23.24% will apply.1

In addition to supporting our community, our credit card offers:

  • Special Intro APR1
  • View your FICO® Score2 for free
  • Reward options3
  • Cell Phone Protection4
  • Email and text fraud alerts
  • Mobile payments for a secure way to pay

Click here to apply today.

If you have questions, please contact our Customer Service Department .

When sending an email to anyone at Itasca Bank & Trust Co. with account numbers or any other confidential financial or personal information, please be sure to use our Secure Email system.

*Complete consumer credit card application must be submitted in branch or online to count towards a set of supplies. Incomplete applications will not count toward the promotion. Credit card approval is not required to count towards a set of supplies. Credit cards are subject to credit approval. This card is issued by TCM Bank, N.A.

1 *0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 10.24% and 20.24%, Platinum Edition APRs are currently between 9.24% and 19.24%, and Cash Rewards Platinum APRs are currently between 13.24% and 23.24%. Rates are accurate as of May 1, 2022 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A

2 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

3 In order to access rewards, your account must be open and in good standing.

4 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at or call 1-866-894-8569.



Have a question about ? Send us a quick message and we can get back to you.

Please note that we will answer your message as soon as possible between 8am-4pm, Monday through Friday. If the matter is urgent, please call the Bank during our regular business hours.

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