| Key benefits | No fee account for basic everyday needs. | Perfect for customers who like to make their money work harder. | Better rates as your money grows; easy access to your money. |
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| Minimum deposit to open | $100 | $1,000 | $2,500 |
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| Minimum balance requirements to avoid service fee | None | $1,000 | $2,500
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| Monthly service charge (Other charges for special services may apply. See Schedule of Fees for details). | None | $10 if balance falls below $1,000 anytime during the month | $10 if balance falls below $2,500 anytime during the month |
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| Minimum balance to earn interest (Refer to the Deposit Rate sheet for the current rates and terms.) | N/A | $1,000 | $2,500 |
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| Statements (E-statement notices that are returned undeliverable will be converted to a paper statement and a $4 fee per month will be charged.) | E-statements; $4 per month for paper statements. | E-statements; $4 per month for paper statements. | E-statements; $4 per month for paper statements. |
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| Transaction limitations | Unlimited-Free | Unlimited-Free | (This
limitation is being waived through the end of 2020.) Limited to no more than six transfers and withdrawals, per calendar month by means of a pre-authorized or automatic transfer, telephonic agreement, electronic transmission by check, draft, debit card, or online transfers. Unlimited transactions
include repaying loans/fees at the Bank, or transfers of funds to another account of the same depositor at the Bank when such transfers or withdrawals are made by mail, messenger, ATM or in person. A $10 excess activity fee will be charged
for each transaction over six that clears in a calendar month. |
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