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All Checking Accounts
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Interest Checking Details

Online Banking*

Visa Debit Card

24-Hour Services

*Standard text messaging and data plan rates may apply.

Interest Bearing Checking & Savings Accounts

Rates effective as of 10/1/2026
Type Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Business Money Market $2,500.00 0.50% 0.50%
Personal Money Market $2,500.00 0.50% 0.50%
Personal Interest Checking $1,000.00 0.28% 0.28%
Business Savings $1,000.00 0.30% 0.30%
Itasca Savings $250.00 0.30% 0.30%
Savings-Minor $100.00 0.30% 0.30%
CD Bonus Savings (Companion)* $1,000.00 3.78% 3.85%

*To qualify for CD Bonus Savings Account, a CD 182 days or greater must be opened at the same time. The initial deposit into the CD Bonus Savings Account must be equal to or less than the opening balance of the CD. You may not make any additional deposits after the initial deposit and only withdrawals in-person are allowed. 

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About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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