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4.00% APY* 13-15 month CD,
Available July 1 – July 31, 2026.
250
Years
$25,000
Open a CD
$250
Donated to Veterans
In honor of our nation’s 250th anniversary, Itasca Bank will donate $250 to local veterans for every Certificate of Deposit opened with at least $25,000 in new money!
*Annual Percentage Yield (APY) is effective July 1 – July 31, 2026. Advertised APY is available for a 13-month to 15-month Certificate of Deposit (CD) funded with New Money Only. Minimum deposit to open and obtain the advertised APY is $1,000. To qualify for the $250 donation to a local veterans organization, the CD must be opened with a minimum deposit of $25,000 in New Money. Not available for IRA CDs. Penalty may be imposed for early withdrawal. Fees my reduce earnings. Offer may be changed or withdrawn at any time.
Visit one of our locations during July to open your CD and watch your savings explode!
A Certificate of Deposit (CD) from Itasca Bank & Trust Co. is a reliable way to grow your savings with a guaranteed return. With customizable terms and personalized service, you can build a savings strategy that aligns with your goals—whether short-term or long-term.
Not every financial goal follows a standard timeline. That's why we offer Custom CDs designed to match your specific needs.
Our team will work with you to structure a CD that fits your timeline - not the other way around.
When you open a CD, you may also qualify for a CD Bonus Savings Account—giving you an additional way to grow your money.
CD Bonus Savings Account Details
This combination is ideal for customers who want both guaranteed growth and liquidity.
Your retirement plan should be as flexible as your future. Our IRA CDs provide a secure way to grow retirement savings while maintaining control over your timeline.
We offer both Traditional and Roth IRA CDs, with:
Whether you prefer the stability of a CD or want to diversify your retirement savings, we’ll help you build a plan that works.
** Customizable IRA CD terms are 12 months or greater.
Opening a CD starts with a conversation.
When you visit us, we will:
**Each depositor insured to at least $250,000.
A CD can serve as a strong foundation for your savings plan. For added flexibility, consider CD laddering—spreading funds across multiple CDs with staggered maturity dates to balance access and returns.
Every saver’s goals are different. Whether you’re planning for the near future or building long-term wealth, we’re here to help.
Talk with a Personal Banker today to explore your CD, IRA CD, and CD Bonus Savings Account options.
