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Last Revised: 12/2018

WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and checking account information
  • account transactions and credit card or other debt
  • payment history and overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Itasca Bank & Trust Co. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information.Does Itasca Bank & Trust Co. share?Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
For our marketing purposes –
To offer our products and services to you.
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes –
information about your transactions and experiences.
NoWe don't share
For our affiliates' everyday business purposes –
information about your creditworthiness.
NoWe don't share
For nonaffiliates to market youNoWe don't share

Questions?Contact Dolores Little, Privacy Officer at 630-773-0350, extension 439, or go to

Who we are
Who is providing this notice?Itasca Bank & Trust Co.

What We Do
How does Itasca Bank & Trust Co. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Itasca Bank & Trust Co. conducts employee training on information security. Multifactor authentication is used for Online Banking for additional protection.
How does Itasca Bank & Trust Co. collect my personal information?We collect your personal information, for example, when you:
  • show your driver's license or give us your contact information
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
  • Itasca Bank & Trust Co. has no affiliates
NonaffiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
  • Itasca Bank & Trust Co. does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products and services to you.
  • Our joint marketing partners include an investment company and a credit card company.

App Permissions:
  • Take pictures for mobile deposit purposes
  • Read your contacts
  • Access precise location only on the foreground
  • Access approximate location only in the foreground
    • This helps you find our ATM and Branch network via the mobile app
  • Modify or delete SD card contents
  • Read the contents of your shared storage
  • Run foreground service
  • Query all packages
  • Have full network access
  • Use biometric hardware for sign in purposes
  • View network connections
  • View wi-fi connections
  • Use fingerprint hardware
About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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