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Maximize Your Savings with Great Interest Rates on Deposit Accounts
| Type | Minimum Balance to obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Savings IRA/SEP | $250.00 | 0.30% | 0.30% |
| Variable 18 Month IRA/SEP | $1,000.00 | 2.18% | 2.20% |
All investment products above are Variable Rate Accounts.
Variable Rate investment products' Interest Rates and Annual Percentage Yields may change at our discretion.
We may change the interest rate at any time.
| Type | Minimum Balance to obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Business Money Market | $2,500.00 | 0.50% | 0.50% |
| Personal Money Market | $2,500.00 | 0.50% | 0.50% |
| Personal Interest Checking | $1,000.00 | 0.28% | 0.28% |
| Business Savings | $1,000.00 | 0.30% | 0.30% |
| Itasca Savings | $250.00 | 0.30% | 0.30% |
| Savings-Minor | $100.00 | 0.30% | 0.30% |
| CD Bonus Savings (Companion)* | $1,000.00 | 3.78% | 3.85% |
*To qualify for CD Bonus Savings Account, a CD 182 days or greater must be opened at the same time. The initial deposit into the CD Bonus Savings Account must be equal to or less than the opening balance of the CD. You may not make any additional deposits after the initial deposit and only withdrawals in-person are allowed.
| Balance | Rate | Annual Percentage Yield |
|---|---|---|
| $.01-$1,499.99 | 0.05% | 0.05% |
| $1,500.00-$9,999.99 | 0.20% | 0.20% |
| $10,000.00 and over | 0.45% | 0.45% |
All of the above Interest Rates and Annual Percentage Yields are accurate as of the date shown, subject to change without notice.
The disclosed Annual Percentage Yield assumes that interest will remain on deposit until maturity.
Fees or withdrawals of Interest will reduce earnings. There is a substantial penalty for the early withdrawal of a Certificate.
For more information regarding these rates, contact your Personal Banker.
At Itasca Bank & Trust Co., we believe your savings should fit your life, not the other way around. That’s why we offer customizable Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) designed to align with your personal goals and timeline. Learn more about these savings products.
