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Business Money Market Account Features

  • $2,500 Minimum Balance to open
  • Monthly Service Charge $10 (if balance falls below $2,500 anytime during the month)
  • $2,500 minimum balance to earn interest.
  • No monthly charge for Business Online Banking *$5 for each additional company combined; $2.50 for each additional user (monthly)
  • $10 monthly charge for paper statements
  • E-statements notices that are returned undeliverable will be converted to a paper statement and a $10 fee per month will be charged
  • 24-hour Banking by Phone

Transaction Limitations:

Transactions are limited to no more than 8 transfers and withdrawals per statement service charge cycle by means of Check, Preauthorized Agreement to Third Parties (ACH) and Debit Transfers made via Online Banking, Bank by Phone or Bank Assisted Transfers made by phone. A $10 Excess Activity Fee will be charged for each transaction listed above, over 8, which clears within that statement service charge cycle. Transfers and Withdrawals made in person at Itasca Bank & Trust Co. or at an Automated Teller Machine (ATM)** from a Money Market Account are unlimited.

*One company and one user
**Use of non-Itasca Bank & Trust Co. owned ATM will incur a $1.00 service charge for each transaction over 5 transactions in the statement cycle. Other financial institutions may charge a fee to use their ATM.

About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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