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Compare Checking Accounts

FeatureItasca CheckingInterest CheckingPersonal Money Market
Key benefitsNo fee account for basic everyday needs.Perfect for customers who like to make their money work harder.Better rates as your money grows; easy access to your money.
Minimum deposit to open$100$1,000$2,500
Minimum balance requirements to avoid service feeNone$1,000$2,500
Monthly service charge (Other charges for special services may apply. See Schedule of Fees for details).None$10 if balance falls below $1,000 anytime during the month$10 if balance falls below $2,500 anytime during the month
Minimum balance to earn interest (Refer to the Deposit Rate sheet for the current rates and terms.)N/A$1,000$2,500
Statements (E-statement notices that are returned undeliverable will be converted to a paper statement and a $4 fee per month will be charged.)E-statements; $4 per month for paper statements.E-statements; $4 per month for paper statements.E-statements; $4 per month for paper statements.
Transaction limitationsUnlimited-FreeUnlimited-FreeLimited to no more than six transfers and withdrawals, per calendar month by means of a pre-authorized or automatic transfer, telephonic agreement, electronic transmission by check, draft, debit card, or online transfers. Unlimited transactions include repaying loans/fees at the Bank, or transfers of funds to another account of the same depositor at the Bank when such transfers or withdrawals are made by mail, messenger, ATM or in person. A $10 excess activity fee will be charged for each transaction over six that clears in a calendar month.

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