Compare Savings Accounts
| Feature | Itasca Savings | Youth Savings | Christmas Club |
|---|---|---|---|
| Minimum deposit to open | $250 | $100 | N/A |
| Minimum balance requirements to avoid service fee | $250 | N/A | N/A |
| Monthly service fee (based on daily balance) | $5 monthly charge if balance falls below $250 | N/A | N/A |
| Minimum daily balance to earn interest (Refer to the deposit rate sheet for the current rates and terms.) | $250 | $100 | N/A |
| Statements | Quarterly paper statements. E-statements available if combined with a checking account. | Quarterly paper statements. E-statements available if combined with a checking account. | Quarterly paper statements. E-statements available if combined with a checking account. |
| Transaction limitations (Itasca & Youth Savings)
Limited to no more than six transfers and withdrawals, per calendar month by means of a pre-authorized or automatic transfer, telephonic agreement, electronic transmission or by check, draft, debit card or online transfers. Unlimited transactions include repaying loans/fees at the Bank, or transfers of funds to another account of the same depositor at the Bank when such transfers/withdrawals are made by mail, messenger, ATM or in person. A $10 excess activity fee will be charged for each transaction over six that clears in a calendar month. | Final payout can only be made electronically into an Itasca Bank & Trust Co. checking or savings account. |
