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Home Construction Loan

Thinking about building your dream home?  We will provide the financing you need to build the home you've always wanted. Our streamlined approval and funding process will expedite the home construction loan so you can get started without delay.

Financing your new build with a home construction loan can be more affordable than choosing a personal loan or home equity line of credit. It can also offer you a longer repayment period. Contact our loan officer to find out the full benefits and if this is the best option for you.

What to expect with an Itasca Bank & Trust Co. Home Construction Loan:

  • Construction loans are serviced in-house and made directly to the borrower(s)
  • Construction loans available for primary residences and second home
  • Budget may include closing costs and upgraded contingency for the construction loan
  • Draw requests are made directly from the builder
  • Draws are managed by our experienced construction department
  • Draws are paid out to sub-contractors through an approved title company
  • Interest-only payments required during the construction loan term

Contact a Home Construction Loan Lender

We appreciate the opportunity to work with you and look forward to discussing your specific needs.

Go to our Online Forms for a Consumer Mortgage application and disclosures.





Have a question about ? Send us a quick message and we can get back to you.

Please note that we will answer your message as soon as possible between 8am-4pm, Monday through Friday. If the matter is urgent, please call the Bank during our regular business hours.

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